An unsettled debt will grow from the fees that are added to it, if you don’t pay the original invoice on time. When we send out the debt collection letter, we add a [AMOUNT] fee. If it’s passed to the national enforcement authority, they will add another [AMOUNT] to it. This is stipulated in the law, as well as in the original purchase agreement. That’s why it’s so important that you contact us straight away when you get the debt collection letter. We can then, together with you, agree on when and how you can settle your debt.