Will I get a record of non-payment now?

If you’re reading this, it’s likely that you have recieved a debt collection demand from us. This will not at this stage lead to you getting a record of non-payment. A debt collection demand means that you are required to pay a late fee and interest on overdued payment in addition to the original amount, since you did not pay off the original invoice on time. In other words, if you pay the full amount before the debt collection due date, nothing will happen to your future credit rating.